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Your jewelry is valuable to you - you love it, treasure it. But along with the emotional value, it does have a monetary value as well. But you may have inherited jewelry or watches or received them as gifts, so you don't know exactly what their current value is. If you want to insure your jewelry and watches, you need to know what they're worth (and not just to you).

In an appraisal, a certified gemologist or appraisal expert will inspect your jewelry, diamonds and gemstones. Bring documentation such as sales slips, diamond or gemstone grading reports and warranties if you have them. The appraisal will take into account:

• Current competitive retail prices
• Brand names, serial numbers, model numbers (for watches), identifying manufacturer's marks on diamonds
• The karatage for gold; the stamping of the percentage on platinum.
• The metal of prongs and mountings
• For diamonds and gemstones, the appraiser will evaluate the 4Cs (cut, color, clarity and carat weight)

At the end of the appraisal process, you will receive a detailed report and a statement of what your jewelry or watches are worth.

Call to schedule your appointment TODAY!

JEWELERS MUTUAL
Visit: www.jewelersmutualinfo.com
Enter this unique Jeweler Code: A00911

Our personal jewelry insurance policy provides comprehensive coverage for your most cherished items. You'll be covered against mysterious disappearance, loss, damage and theft!

LAVALIER
Personal Jeweler Insurance
To get your FREE, NO OBLIGATION quote and to learn more:

Visit: www.Lavalier.com/NevesJewelers

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FEATURES OF THE SYNCHRONY FINANCIAL LUXURY CARD:

• Low Minimum Monthly Payments
• Simple Credit Application Process
• Instant Credit Available*
• Dedicated credit lines, will not tie up your bankcard line
• Special payment options available*
• 24 hour, self service access to account information at www.mysynchrony.com
• Doesn't Tie Up Other Credit Lines

*Terms and conditions apply. Subject to credit approval. Minimum monthly payments required. See store for details.

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Neves Jewelers FREE Layaway Program provides you with the convenience to pay over a 6-month period of time. Use the full layaway time period or only part of it.

What's even better? This FREE Layaway Program guarantees that the price of your item on layaway will remain the same for the entire duration of your layaway, even if the price of that item increases due to fluctuations in the precious metals and diamond markets.

The Neves Jewelers FREE Layaway Program is available on any item that we sell* - from engagement rings to PANDORA and from watches to Charles Krypell!

Other benefits of the FREE Layaway Program include:

• Select Your Payment: You're in control with the number of payments and size of payments you want to pay on your layaway account each month.
• Instant Approval: With no credit check and no approval process, you're instantly approved for our layaway program; no finance charges or additional fees will be added to the purchase price of your item(s) on layaway.
• Unlimited Account: Have one item already on layaway and want to place another item on layaway? Not a problem! Each item you place on layaway will have its own minimum required payment and its own timeline.

When you place an item on layaway, a down payment based on a small percentage of the total is required. A jewelry consultant will calculate your required minimum monthly payment to retain your item on layaway.

A payment on your layaway account can be made at our store, by mail, or by phone with a credit card payment.

*If your layaway account goes unpaid for a period of time, we reserve the right to cancel the layaway and price guarantee and to place the item back into stock. For additional details regarding the FREE Layaway Program, please contact us today.

At Neves Jewelers we encourage you to be unique and design your own piece that reflects your personal style. Old jewelry that is more attractive as a paperweight than on your body should not be neglected. Bring us the jewelry you never wear, especially if it has sentimental value that makes it unsettling to trade or sell. Our Jewelry experts will make it possible to reuse your old jewelry and gemstones to create an entirely new design. We will create a beautiful new piece of custom jewelry that you will cherish forever by using a variety of techniques. From laser technology to traditional hand craftsmanship, we will create the unique jewelry design you desire.

Since watches were invented, watch owners have been seeking ways to personalize their watches. Of course, the same applies to owners of luxury watches. Watch customization is a common and highly desired extravagance. In fact, just about anything can be customized-from the dial and bezel to the bracelet and even the case, the options are limitless!

Dial customization generally indicates diamonds are added to each hour marker. The old "stick" markers are removed, holes are drilled, and diamonds are carefully inserted onto the dial. If desired, the color of the dial can also be altered at this time to make your watch even more unique.
The addition of a diamond bezel is another popular customization option. A row of clear cut diamonds is delicately placed side by side and eventually circle the entire bezel. The original bezel remains intact and is removed while the newly made bezel is installed in its place.
Diamonds can also be added directly to the watchcase. The process includes drilling small holes, filling them with gold, and attaching the diamonds. The holes are made on the surface and are not drilled through the watchcase.

Regardless of customization option, let's make it personal. Your watch deserves to be truly yours!

*Customization options vary upon style and make of the watch. Stop in to learn more, we are always happy to help uncover the possibilities!